Prodigal Sons and Material Girls (PDF)

In today's society many young people have lost sight of the
value of money and seem to believe that money really does "grow on
trees." Part expose and part survival guide, Prodigal Sons and
Material Girls addresses the nagging issue faced by many parents
today - why do their children have such unrealistic
expectations about money?

The book is divided into two comprehensive parts. Part I
outlines the disturbing facts about America's
possession-crazed youth and the society that has distorted their
views. You'll be introduced to everything from the
"three-headed monster"--a high-powered triumvirate of consumer
products companies, media conglomerates, and advertising agencies
that has tremendous influence over your children--to the
distorted view of the American Dream as shaped by principles known
as "The Teen Commandments." In learning what you're up
against you can teach financial responsibility from a position of
strength.

In Part II, Dungan offers creative and convincing examples on
how to leverage his highly successful "Share-Save-Spend" approach
to money - critical elements for you to help your children
break free from the materialism that has become ingrained in our
society. Through insightful anecdotes and simple exercises, you
will learn how to:

* Talk to your children about money

* Understand the difference between financial wants and
needs

* Increase the probability of your children having a prosperous
life

* Raise your children's marketing IQ

* Maintain healthy financial boundaries

* Set a healthy example for your children to follow

The "Share-Save-Spend" methodology will help your
children establish healthy financial habits and will undoubtedly
become their foundation for making a lifetime of responsible
financial decisions.

Nathan Dungan is an innovative leader in the financial
services industry. Over the past 15 years, he has been a
top-performing financial advisor outside of Philadelphia, PA and
most recently served as Vice President of Marketing for Lutheran
Brotherhood (now Thrivent Financial for Lutherans), a $57 billion
member-owned financial services company with nearly 3 million
members. Dungan is a frequent speaker and workshop leader and has
been widely quoted on this subject in the New York Times, the Wall
Street Journal, USA Today and has appeared on CNN and PBS.